TERMS AND CONDITIONS, DISCLAIMERS
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123Apply.com is not a lender service and does not issue credit cards or any other credit products. 123Apply.com contains links to third party resources. Those websites are operated by entities other than 123Apply.com. We have no control over those websites and are not responsible or liable for any loss or damage of any kind incurred from your dealings with those websites.

We are making reasonable efforts to keep all information up to date. However, information is presented without any warranty. Any specific information (rates, fees, terms and conditions, etc.) found here is subject to change without notice. Before applying for any product advertised on this website you agree to review terms and conditions of the offer on the product issuer's website in order to verify rates, fees, terms and conditions, etc.

The material contained at the 123Apply.com website is provided for informational and educational purposes only. The material is not intended to be a substitute for a professional legal advice, individual credit counseling or personal credit and finance advice. You should consult your own lawyer, seek the assistance of a competent professional or seek specific advice from a credit counselor regarding your particular situation. 123Apply.com does not give professional credit or personal finance advice. Where opinions or recommendations are our own you should understand that it represents only our understanding of the matter discussed.

Nothing in the Site constitutes legal advice, individual credit counseling or personal credit and finance advice.

Terms of this agreement are subject to change without notice.

DISCLAIMER AND LIMITATION OF LIABILITY

INFORMATION ON THIS WEB SITE IS PROVIDED "AS IS" 123APPLY.COM DISCLAIMS ANY AND ALL WARRANTIES, EXPRESSED AND IMPLIED, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. USE OF THE INFORMATION AND FEATURES ON THIS SITE ARE AT YOUR SOLE RISK. 123APPLY.COM WILL IN NO EVENT BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL OR OTHER DAMAGES UNDER ANY THEORY OF LAW FOR ANY ERRORS IN THE INFORMATION AND FEATURES ON THIS SITE, OR FOR THE USE OF ANY INFORMATION OR FEATURES AVAILABLE ON THIS SITE, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, BUSINESS, DATA, OR DAMAGE TO YOUR COMPUTER SYSTEMS. THE INFORMATION CONTAINED AT THIS SITE MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. 123APPLY.COM FROM TIME TO TIME AMENDS, CHANGES, ADDS, DELETES, UPDATES OR ALTERS THE INFORMATION CONTAINED AT THIS SITE, INCLUDING INFORMATION REGARDING THE PRODUCTS AND SERVICES DESCRIBED AT THE SITE, WITHOUT NOTICE. 123APPLY.COM ASSUMES NO LIABILITY FOR ANY ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED AT THE SITE AND EXPRESSLY DISCLAIMS ANY RESPONSIBILITY TO UPDATE THE INFORMATION CONTAINED AT THIS SITE. IN ADDITION, 123APPLY.COM DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT. PRICE AND AVAILABILITY INFORMATION IS SUBJECT TO CHANGE WITHOUT NOTICE.

Please note that 123Apply.com has financial relationships with ALL of the merchants (Advertisers) mentioned on our site. 123Apply.com is compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.